Full Terms of Service

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Welcome to Glavcot Insights. Glavcot Insights is a media publication owned and operated by Glavcot LLP (UEN: T25LL1231L), a Limited Liability Partnership registered in Singapore.

Please read these Disclaimer and Terms of Service ("Terms") carefully before using our website, https://glavcotinsights.com (the "Site"), and any of our content, newsletters, or services (collectively, the "Services"). By accessing or using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

By accessing or using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use our Site or Services.

In these Terms, "Glavcot Insights," "we," "us," and "our" refer to our legal entity, Glavcot LLP, a Limited Liability Partnership registered in Singapore, and its owners and operators. "You" refers to you, the user of our Services.

All content published by Glavcot Insights (the "Content") is for informational and educational purposes only. We transform publicly available information into business analysis and commentary to help you learn how to think like a business owner. The Content is not intended to be, and should not be construed as, a substitute for professional advice.

Glavcot Insights is a publisher. We are not a registered or licensed financial advisor, broker-dealer, or investment professional. The Content is impersonal and not tailored to the investment needs of any specific person. Nothing on this Site constitutes a recommendation, solicitation, or offer to buy, sell, or hold any security, financial product, or instrument.

You are solely and entirely responsible for your own investment research, decisions, and outcomes. Investing in securities involves a high degree of risk, including the potential for the complete loss of principal. Before making any investment, you are strongly advised to:

Conduct your own thorough and independent due diligence.

Consult with a qualified and licensed financial advisor, accountant, or legal professional to assess your individual situation, financial goals, and risk tolerance.

The Content is provided on an "as is" and "as available" basis. While we strive for accuracy, we do not warrant, guarantee, or represent that the Content is accurate, complete, reliable, or current. Information is sourced from data believed to be reliable as of the date of publication, but it may become outdated or contain errors or omissions. We are under no obligation to update any Content.

All Content on this Site, including text, graphics, logos, and the arrangement thereof, is the exclusive property of Glavcot LLP and is protected by copyright and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and view the Content for your personal, non-commercial use only.

The name "Glavcot", the Glavcot logo featuring a stylized 'o' with rabbit ears, and all related names, product and service names, designs, and slogans are trademarks claimed by Glavcot LLP. You must not use such marks without the prior written permission of Glavcot LLP. Use of the ™ symbol indicates that Glavcot LLP claims trademark rights in the associated mark. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

You agree not to do any of the following without our express prior written consent:

Reproduce, republish, distribute, sell, or display any Content.

Use any Content for any commercial purpose.

Modify, adapt, or create derivative works from the Content.

Use any data mining, robots, or similar data gathering or extraction methods.

8.1. Membership: To access certain "members-only" deep-dive analyses, you may be required to purchase a subscription.

8.2. Billing: Subscriptions are billed on a recurring basis (e.g., monthly or annually) as specified at the time of purchase. You authorize us to charge your chosen payment method for these recurring fees.

8.3. Cancellation: You may cancel your subscription at any time through your account settings. Your cancellation will take effect at the end of your current billing period, and you will retain access to member benefits until that date.

8.4. No Refunds: Subscription payments are non-refundable. We do not provide refunds or credits for any partial subscription periods or unused Content.

Glavcot Insights is an independent publication. Our Site and Content may contain links to third-party websites, services, or content that are not owned or controlled by Glavcot LLP. We do not endorse, sponsor, or assume any responsibility for any such third-party sites, information, materials, products, or services.

If you access a third-party website or service from our Site, you do so at your own risk, and you understand that these Terms do not apply to your use of such sites. You expressly relieve Glavcot LLP from any and all liability arising from your use of any third-party website, service, or content.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GLAVCOT LLP, ITS PARTNERS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, AND AUTHORS (COLLECTIVELY, THE "GLAVCOT PARTIES") BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, DATA, OR OTHER INTANGIBLES, ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR THE CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY.

You agree to indemnify, defend, and hold harmless Glavcot LLP and the Glavcot Parties from and against any and all claims, liabilities, damages, losses, or expenses arising from your breach of these Terms or your use of the Site and Services.

These Terms shall be governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts of Singapore to resolve any dispute arising out of these Terms or the Services.

No individual or entity is authorized to represent Glavcot LLP or the Glavcot Insights brand, nor to solicit information or services on our behalf.

All official business communications from us will originate from the verified channels listed on this Site (e.g., our official contact email). Any inquiries regarding representation or partnerships must be submitted to and formally approved by us through these official channels. We are not responsible for any claims or commitments made by unauthorized parties.

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this Site and updating the "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

If you have any questions about these Terms, please contact us at inquiry@glavcot.com or visit Glavcot.com and leave a message in the official chat-box.